Hello and welcome. I’m Judy Copenbarger and I invite you to sit back and relax. We’re going to talk about finances and the choices we all have. So you’ll come away with a little more information and a whole lot more excited about pursuing your financial dreams.

You work hard and have worked hard to make your money. You know you need it to support your lifestyle and pay for those things you enjoy, but you may still find yourself asking “What should I do with my money?”

Today we will discuss that question, which can feel so general and hard to answer. And you’ll receive a few options that will resonate with you. You’ll also explore what type of life you want to create with your money.

How to Invest In Yourself

man reading book next to tree

One of the best ways to consider how to use your money is to invest in yourself. You may not have thought of yourself as an investment before, however, you are by positioning your money well when you educate yourself with books, whether you read them or listen to them, classes and workshops, you increase your earning potential and your quality of life.

At the same time, remember to grow, grow, grow! Investing your dollars and time to take care of your well-being is valuable too. It may not be easy to quantify, but there can be a positive effect when you spend the time to absolutely relax, get yourself a nice haircut, or wear an outfit that really makes you shine.

It’s important to invest in yourself, even when the effects aren’t always immediate. This just may be where the living part of life happens. Consider that your experiences in life are priceless and your lifestyle is the result of those choices.

What could you do to enhance your investment in yourself and your well-being? If you need a little proof that you’re worth it, check out this article: “How much of my paycheck should I save?

There’s an entire portion of your savings plan dedicated to this very aspect where your money goes. Starting with yourself could turn out to be your very best option for the money that you don’t end up spending right away.

Find Ways To Save More

man counting cash

I recommend that you find several ways to save. We want to be happy and successful in the future and a lot of that depends on what we do with our money and the present. Find ways to excite yourself about the future you’re saving for. Think about your dreams and the goals you have and start making them more real by saving your money. Starting today, keep those dreams in front of you create a vision board, clip photos of travel destinations, or your ideal job and business situations. Add the home that you want to live in or go out and test drive that car you’d like to own as discussed.

In my other article, we learn how a savings plan can be very simple and straight forward. Even if you’re the kind of person that finds it a challenging habit to adopt, saving money could actually happen automatically without you having to do anything.

Give Back To The Less Fortunate

hands holding breast cancer ribbon

We spend so much of our time and energy, just keeping ourselves moving forward financially that we may forget that there are others who are less fortunate. If you find yourself succeeding and it’s possible for you to do so, consider giving back.

There are many great charities and nonprofits that put your money into good use in a completely unique way, choose one or a few. And you will be that factor that creates a real difference in someone else’s life. It’s completely fine that we go back to the drawing board every once in a while, we can then reassess where our finances are going and think about what’s truly important.

We don’t have to have all the answers right away. That’s simply not the way things happen when it comes to your money and your life. It always comes back to your basic core values and your desire and ability to continue learning and growing. You got this. If you enjoy my articles and want to learn more about your finances, subscribe to my newsletter. If you have a friend who would enjoy this article, send them a link.

Lastly, my question for you today is if you had an extra $500 a month, that had to be dedicated to a charity, which cause would you choose? Let us know in the comments below.

I’m Judy Copenbarger, and I’ll see you next time. God bless.

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